Sunday, February 18, 2018

2018 LEAF; Day Two, The Settings

 Its Day Two of the 2018 LEAF Saga and despite this supposed to only be a Settings Only blog, I must digress.  The differences from last year to 2018 are simply piling up too fast!

Yesterday, I couldn't help but notice that Eco B provides almost as much regen as E Pedal! This was a bit a shock really.  Eco B works a bit slower than E Pedal but for predictable in town driving, its probably just a pinch less efficient that E Pedal and eliminates any possible friction braking action. My original intent was to drive around enough to get full regen available but found that the regen in Eco B kept making regen bars disappear!   So started playing with it instead and found that Eco B max'd out at street speeds but stayed pretty high for a much longer period than my S30 did.  In reviewing LEAF Spy logs, I found that the resolution is not good enough to make good side by side comparisons but did see regen hitting just over 40 KW a definite improvement over 30 kwh packs!  This  does put a new task on my list to measure regen going down a BIG Hill.  Below is a video descending the Martin Way hill to the Nisqually entrance to I-5. Although rather steep, its less than a mile long. Now thinking I need to do something like Highway 18 Eastbound a few times!



Settings


Having had 2 S's in a row (2013 and 2016) I am really quite unfamiliar with what other trims had so forgive me if its old news to you but its NEW NEWS to me!!

As you can see, there are a LOT of menus to peruse.  Some are basic and boring but we will probably look at all of them anyway.

First off, ( I tried but I just cannot resist! ) remember the two clocks and how they had to be set separately? I used to joke around with my passengers and tell them one was my Standard Daylight time and the other was my Daylight Savings Time.  😎

But Nissan has solved it! Now the center display sets BOTH clocks which naturally means

Again, I apologize but I simply COULD NOT resist! 😁

VDC Setting
I liked this better when it was a button on the lower left corner of the front dash where it was much easier to access.  Great when you are stuck and need to rock.  Getting stuck sucks but then again,  rocking with electronic shift by wire is pretty cool! 



Driver Assistance
A few head scratchers here so if anyone has insights as to why these options exist, please chime in. 

Emergency Forward Braking alerts you to an impending collision along with some braking help (if you have the guts to wait that long. I don't) 

Timer Alert
Ever have those days where you are not sure you can stay awake at the wheel or simply have to take a pill on a strict schedule?  Well you can configure your LEAF to remind you...

Low Temperature Alert
I'd say with the level of heater use I employ, I don't need this but some of you might like it. 

Chassis Control
This goes by a lot of different names but its essentially anti skid control that can vary braking force and power (if available) on each individual wheel to prevent skiding, etc.   And yes, it can be turned off which has to be THE stupidest idea ever. 

E Pedal 
As we all know us Hypermilers hate the fact that our LEAF cannot accept the fact that we want to drive in Eco B ALL THE TIME! So its a constant double shift to get there EVERYTIME we shift to a forward direction.  Well, E Pedal does the same thing EXCEPT when "Retain Mode" is enabled! 😀



Customize Display
Main Menu Selection
Ok, so if you read the previous blog , some of the dozen screen options were kinda....well, of lesser value lets just say. No Problemo!! Here you can turn them off! 

ECO Info Settings
Want to bask in  the glory of a highly efficient month of driving? Here is where you would do it... You can also delete the history if you don't want anyone to see how badly you did as well. Actually since I have only had the car 2 days, I don't know how much history is available but I see 5 on mine! So apparently it divides them up from power up or the manual reset?  I don't have 5 of either.  I have only 2 manual resets but more than a dozen power ups but didn't actually go anywhere so maybe it only logs info after a certain distance which makes sense. Plus I can only guess what the dealer did since I had over 20 miles on the Odo when I picked it up. 

Welcome Effect
Allows you to tweak the boot up show. Well, not really but this is the place to try. 


Vehicle Settings


Lighting
The LEAF now comes with custom auto headlights. They will come when its dark or after they sense 4 sweeps of the windshield wipers so you don't have to worry about idiots not using their wipers and hitting you in the rain!

How dark do you want it to be when the lights come on? Around here, in Winter; 
early. In Summer? Not so much

Locking
Have no idea why anyone would want to disable the button on the door handle
but disabling Selective Unlock to allow entry for all is great and saves the 
double tap when you have passengers!

"12 Volt Battery Torture Setting" 
Here you can configure how long the headlights stay on after shutting down. My choice? 
Garage light is set to 2 minutes. Good enough for me! FYI; 30 seconds is the default. FYI; headlights stay for a period after the car is shut down until the first door is opened. 

7 Position Speed Sensitive Intermittent Wipers.
California and Arizona LEAFers might not get this, but this is literally a godsend.  In my previous LEAFs, I would flip my wipers on and off about 20-50 times an hour. But then again, that is Washington rain for you where it can rain 10 days straight and not add up to an inch...

How does it work?  Level one at a standstill, the wipers sweep once every 35-38 seconds. At 40 mph, they sweep once every 10-12 seconds.  LOVE IT!!!



EV Settings
Here is where another 2016 Button is buried AKA Charge Connector Lock.  This is good because too many people did not understand how to set it to "Auto" to unlock when the charge session was completed. This is a personal beef with me.  Hopefully while digging thru the menus, one will have time to think about the proper setting... 




Charge Timers

With the extra range the 40 kwh pack affords us, leaving home with a full battery becomes less of a priority and will likely lessen your rate of degradation considerably but no, there no custom SOC settings so the next option is timer manipulation.   So DO NOT turn on "Full Charge has Priority" because;

1) The end time will be ignored if the battery is not full
2) The start time will be changed if the car determines there is not enough time to fully charge the battery
3) Climate Control Timer can also mess up these preset times.  In an area with extreme TOU rates, this is... well... it sucks!

I guess this is one of many reasons why I never used the timers other than one short experiment on manipulating end SOC's.  Now I know why it didn't work.


Charge Time
Ok, so sadly no 80%  charge option BUT Nissan does know about our thoughts on this and I have proof. As mentioned before, there are several charge speed options you can select for your charge time estimate and I have the two most common below. Notice something? 


Despite not giving us custom charge options, they DO tell us how long to charge
to what? 75% I am guessing because earlier screenshots only had one time estimate
but what should appear as soon as I drop below 75%? TWO estimates!! 😲
Notice the dashes below? Can we assume estimates for 50 and 25%?

Climate Control Timer
One of the things that I am shocked over despite knowing better having lived in hot areas extensively thru out my life is the temperatures people preheat their car to.  Nissan recognizes this and you can custom set your temperature AND run your battery down too if you want! 




TPMS Settings 
You have already seen this but I think its still pretty cool! To be honest with you, this was a bit of a letdown. I was hoping for an idiot light setting that would turn on at a predetermined pressure. I always do 44 PSI in Summer and as low as 42 PSI in Winter. But a dash alert when any tire goes below say 40 PSI is what I was hoping to find here...



Maintenance
No change here. Same settings for Tire rotations and Other... I would post pix and I even took one but too lazy.  

Clock  
LOL!!! Kidding!! 


Unit/Language


Mileage/Energy
Ever wish you could post super impressive GOM figures like Canadians do? Granted its Kms but still for a second, nearly everyone is fooled! Now you can!  No wh/mile option here although you can see that in Energy History graph. Would be nice to see a running total though...



Tire Pressures
Same menu as the TPMS sensor menu. Told you it was in several places!


Temperature
No Submenu here. Just toggles from F to C

Language
Hmm, guessing this is a regional option here...



The last remaining option is Factory Reset. Guessing you know what that is all about.

Finally something that probably should have went in Day One but We have an adjustable light setting to brighten or dim the dash along the the Trip resets that are located just left of the steering wheel. Not easy to see but there nevertheless. 

I had hoped to try at least a few QC's by now to check cold weather ramp down, knee SOC, etc  but this range is just sooo tough to run down!  So may have to do a "Day 3" So stay tuned!


Saturday, February 17, 2018

2018 LEAF Day ONE!!

As we all know, my preorder was for the SV with tech and weather but Nissan had production issues (as we see Tesla is not alone with this issue!) and I also had an issue  as well which created a major time crunch that involved gassing it EVERY day for a few days short of a month, a 31 day month!  But that ended Friday the 16th as I drove home in a Blue 2018 S with QC and weather from Ray Ishak at Campbell Nelson Nissan in Everett WA!




I knew that this LEAF would be more expensive than previous LEAFs but then again, it was a lot more car.  But quirks in the leasing plan created a situation where the greatest discounts were on the S at $9275 verses the SL at $7900 or the SV which essentially got no discount at $7500 (Nissan as always rightly passes on ALL  the consumer incentive AKA federal tax credit. A rarity in the industry...) So after discussing it with Ray I quickly realized my order submitted to Nissan the first week of September had the sole benefit of qualifying me for a gift...ONLY.  I get that most people would think that the ordering process that involved COMPLETELY configuring the car with all options, colors, etc would imply that that would be the car you get. Well that was not the case! So after reviewing what was immediately available (dealer searches in the region did not get me any better results) and realizing it would be AT LEAST another 30 days, I decided to take Ray's advice and go with the S.  Its hardly a disappointment with possibly hybrid heating and Adaptive Cruise Control being the things I miss most but the standard features of the new LEAF were already very impressive and besides, I doubt I would use the heat anyway. I don't care how much range I have, I hate wasting resources needlessly.  Driving fast (I admit the 30 kwh LEAF probably resulted in an average 7-12 mph faster drive home... ) has benefits associated with time management so not a waste!

But the real reason I passed 12 LEAF dealers to go to Ray is simply because its Ray!  Just over a year ago, taking home a LEAF meant supporting families in 3rd World Countries. This year, its a conservation of resources.  Gone is the mountain of paperwork associated with car buying.  All of it is now a Flash Drive that doubles as a business card!  No trees involved!




The Deal

MSRP; $33,295.00  "Negotiated" price (no real negotiation since price was already settled on a few weeks ago on Facebook Messenger...)  $31,989.  Lease Cash $9275,  Loyalty $1000.

Total discount  $11581.  In the interest of full disclosure, Splash Guards $190 were part of MSRP calc that I didn't order (They don't really work here anyway. Too much mud, rain, etc....)

MF was .00036 which equates to effective interest rate of .854%.  I had thought about putting $3500 down to reduce the rent charge of  $504.45 but even a $3500 down payment only reduced it by just under $50.  So heck with it. Put check back in pocket. Guess I will go to Acapulco instead. (or more likely Michigan/Ohio...)

Lease Terms

15,000 annual miles
Zero down payment
MF .00036 (.854% interest rate)
Rent Charge ($504.45)
35 payments;  $382.94 or  $13,402.90
Residual ; $9,655.55
TCO;  $23,058.45
29.8 cents per mile

NCTC 3 (The 2 year free charging thing)

Have to add this because after 5 years, it is better but hardly fixed.  Registered with Blink, Chargepoint, AV and Greenlots. Total time; About 3 mins.  Then I get to EVGO.

What the holy H*** are they smoking!  I already knew I could not use any of the 2 previous emails I had but when I get thru the registration, I found I can't use my previous cellphone number which BTW is a new restriction since I did it on NCTC 2. (NCTC 1 was my 90 day assault on public charging due to some range discussion)

Well, I have Google everything so I figured, I will use my Google Voice number (something that works great if you don't want to give out your real number to suspected Spammers. You can configure all calls directly to Voice Mail on your regular number)  So I tried to do that but it failed! and the reason is almost as bad as EVGO's signup process.  It would seem that when I was with Verizon, I could literally do anything with my Google Voice Number but since I changed phones and providers to Project Fi AKA "GOOGLE WIRELESS"  I got an error message that I could not configure my Google Voice number on my Pixel XL 2 because the number was "managed by Project Fi and this use was restricted!"   So I tried using my CenturyLink Landline number that is Internet only and that didn't work either so I just used my Sister's cellphone number and sure enough, it wasn't even use to verify my account or anything else so the reality is I ONLY needed the new email address!!

The Drive

Ok, so its faster. Don't care. But it is quieter and that is a lot to say about a car that barely made any noise before. Now keep in mind; my experience so far was a 3 hour slog home thru Seattle on a Friday before a 3 day weekend so... anyway, at 15 miles an hour it seemed fine.  But I will say there is no longer that high pitched motor whine and its stability in roundabouts is noticeably better than previous versions.  The car simply feels very solid and well built.

So on to the car!!
Well the big complaint is the lack of digital speedometer.  Not sure why because it is most definitely there 😏


But we now have 11 screens to choose from so I guess I can see how it was overlooked.  But that is not all.  Previously several settings had "Easter Egg" processes to change them.  Well, Nissan dumbed it down for us giving us a very comprehensive settings menu.  If you are reading this from your cellphone, I would suggest connecting to Wi Fi or waiting till you get home to read this on your Big Screen because this is going to be a long one!

But before we get to all that, we need to explain that big circular thing on the right. Well, unlike the general consensus that its the speedometer, in reality its only purpose is for the power on animation.



Packages

Weather Package brings back the steering wheel heater!! But it doesn't work anything like the old one on my 2013. It does not cycle from very warm to luke warm and back. It now stays at a steady heat. The Seat Heaters also don't get as warm as my 2013 did either.  I do have rear heater vents but sadly, there does not appear to be a "rear vent" only option on the air flow menu.

Quick Charge  Gives me Chademo but also adds a dual 120 volt/240 Volt Charger. The 240 volt option goes up to 30 amps so very cool. Now what to do with the 3 EVSEs I have at home??...

The Screens

The Screens are divided into 4 categories with a 5th for settings.  The categories; Battery/charging,  Media, Driving Performance,  and Info.  The dots you see on the left side indicates the categories has multiple screens.  Moving from category to category is done using left/right buttons on the left side of steering wheel while additional displays within each category are accessed with up/down buttons.  Some will have config options that can be accessed by hitting the center button.


Battery/Charging.

The power meter replaces the circles with bars. There are several screens that provide a smaller version in the lower right corner. I think its cute...but mostly useless.


SOC Meter; Again, a "cute" thing.  Hitting the ok button brings up a config screen that allows you to plug in various charging speeds; 50 KW QC,  6.6 KW L2, 3.3 KW L2 and 1.44 KW L1.


Battery Temperature Gauge. Bravo to Nissan for burying this out of sight!!


Capacity Gauge AKA "Degradation Meter"  For my thoughts here, see Temperature Gauge. I am guessing there are 12 segments that will disappear at about the same irregular interval as before but wouldn't be great to find out its an analog meter where we could have like 11¼ bars?


Media

Pressing the Ok button cycles you thru the inputs. I guess its a safer way then hitting the applicable button on the center screen.  😇


Driving Performance

Instantaneous Performance Gauge;  There are smaller versions on other screens. The top which is zero since its still sitting in garage will bring up your aggregate economy which can be reset by accessing menu on Ok button.


Driving History

Anyone who had a Prius will need no explanation here. Its basically an identical copy. The far right bar is the instantaneous reading that will graph your previous hour's performance in 5 minute blocks.  In the settings menu there is additional info to get daily performances as well.


THE INFORMATION SCREEN

This is where I will live with an occasional visit to the driving history screen.

Automatic Emergency Braking.

No you can't turn this off. But you can disable the warning. Not sure why anyone would want to but its an option.



DIGITAL Speedometer

Apparently one of the most important features on a car...I guess.


TPMS

Recently someone posted that their TPMS sensor on the dash was on but they didn't have LEAF Spy and apparently didn't have a 2018!!



PSI not your thing?  I am sure you will find something you like.



Drive Computer

This will take up about 95% of my screen time. Best part of this is its an easy access to for my daily driving log. The only thing missing is Power usage by category.  The Soul has it! I want it too! But then again, we have yet to investigate the settings menu 😉



Above I said there was 4 categories. That is actually not true. There is a 5th but hopefully I will never see that one.  Its the one between the "i" and the gear.


So thems the basics!

I got up this morning and LEAF Spy'd it and got

491 GIDs
38.1 kwh available
Ahr 115.09
96.5% SOC
99.26% SOH
99.17% Hx.

What does that mean? Well, its only ONE observation but it is a GREAT preliminary picture into what I can expect with my BMS process.

I have long contended that one of the (many) factors causing advanced degradation on 30 kwh packs was a high DoD.  DoD is Depth of Discharge or in layman's terms; How much of that battery is available to move the car.

24 kwh Pack DoD;  93.6%
30 Kwh Pack DoD; 94.8%

So going back the LEAF Spy numbers.  With an ahr of 115.09, the nominal capacity of the pack is 41.432 kwh or about 534 GIDs.  This works out to a DoD of roughly 92%  IOW.

NISSAN FINALLY GETS IT!!

If you get absolutely nothing out of this blog, that is ok as long as you understand this single point!
Now, realize I have a database of ONE so its possible (probable) that my numbers will puff up a bit after I start abusing my NCTC but even if I get to my estimated 38.5 kwh available, that is still a DoD of 93%.  A very very good sign. 

The Settings Menu

This blog is already too long and putting THE most important part at the end ensures most won't see it.  So for the settings menu; Stay tuned for part two! 

Saturday, February 10, 2018

LEAF Leases; What Will You Pay?

I actually did this back in November and have decided to revisit this simply because a few things have changed and we know a LOT more about Nissan pricing and its not quite as favorable as I thought it would be so...

As we all know, the Model 3 has had a tough launch.  Looks like the $36,200 version with the full tax credit is not going to happen.  Despite what appears will be a successful ploy by Tesla to get an additional 3 months of full federal tax credit for its customers, the estimated timeline for the long awaited basic model has been pushed back several times.   Anything can happen and I expect when it does, it will surprise us all, but it is possible that few if any will even qualify for the half credit.

The Chevy Bolt is getting a pretty hefty price cut if you are willing to search for a 2017. One recently got $5800 off his but it was also a model without QC; a tough sell.   As always, incentives vary a TON by location and a quick perusal which included a good 10 mins of back and forth on the phone with one guy before he would give up anything still has promising results of $3000-$4000 off.  Not bad but without getting much of the federal tax credit, its a tough TCO justification. My tax liability for 2017 was $3000...

So we come to the LEAF.  As mentioned, the incentives will not be huge but with my 2016 gone, I have zero bargaining position and the month of gassing (Its only been a month??!!) has literally chased out all my common sense and penny pinching ways!

So if we go to the Nissan site, they do have the basic lease terms. Unfortunately getting "my" lease terms are not available but we can make a pretty close guess with the basic info the lease disclaimer gives us.


Excludes taxes, title, and license. $3,979 initial payment required at consummation. (Includes $3,670 consumer down payment, $309 first month payment.) (INCLUDES $7,500 manufacturer's rebate applied to $309/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 LEAF SV Lease model 17118 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $33,375 MSRP incl. destination charge. Net capitalized cost of $21,386 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $11,124 At lease end, purchase for $10,680, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 03/05/2018.

Now this is 12,000 miles and without the tech ($2200) or the Weather ($900) package. But using the above, we can guesstimate the MF using the standard formula. Simple math shows a finance charge of $596

MF = lease charge / (capitalize cost + residual) * lease term in months
Where lease charge = sum of all a lessee’s monthly finance fees over the entire term of the leasecapitalized cost = also known as lease price, is the agreed price for a leased vehicleresidual value = value of car at the end of the leaselease term = the length of time a car is leased in months 
Plugging in the numbers we get  MF = $596 / ($21386 + $10,680) * 36 months = .000518 or 1.24% interest.  Just talked to my dealer and my MF is .00036 or .86% 

So now, lets plug in "my" LEAF, an SV with tech and weather; $36,475.  Take off the basics and we are down to price of  $24205 that includes nothing but $1000 loyalty, $7500 credit and $3670 down payment.  So we still need to guess a bit so we will use $350 a month payments since I will also be doing 15,000 miles a year so we get

.000518  =   X / (24205 + 10680) * 36.  so divide by X, yada yada, we get estimated $650 in rent charge so we put in our estimated $350 payments or 12,600 plus the $650 rent charge to get 13,250 which brings us real close to the residual. In reality due to the greater mileage, the residual will be likely a bit lower so I would change to $360ish payments and I think I am in the ball park.

DISCLAIMERS Although this is the "worst case" scenario for me, its probably better than what some will see. WA State waives sale tax on the transaction so I don't have to worry about that. That is roughly a $2500 discount which covers all but residual.  These terms apply to "well qualified" customers but only requires a relatively low credit score of 740+

**EDIT**  FEB 17, 2018
Speculation is OVER!  Below are my actual lease terms.  Obviously not matching my prediction above because I ended up taking an S with QC and Weather instead of an SV with Tech and Weather but everything else is pretty spot on so I came pretty close with my predictions!

Lease Terms

15,000 annual miles
Zero down payment
MF .00036 (.854% interest rate)
Rent Charge ($504.45)
35 payments;  $382.94 or  $13,402.90
Residual ; $9,655.55
TCO;  $23,058.45
29.8 cents per mile



LEASE CASH
As always this is subject to change and lease terms get updated monthly. They don't always change every month but the possibility remains nevertheless.  

S;  $9275  ($7500 fed credit plus $1725 factory incentive)
SV; $7500
SL; $7900

Due to still low volumes and what I expect will be high demand (I predicted that the 2018 would break previous annual sales record despite the specter of the 60 kwh pack coming out late this year and I am sticking to it!)

Thursday, February 1, 2018

January 2018 Drive Report; The Eve Of A New Era

Ok,  a very different kind of report here.

First thing I realized is my old decrepit Corolla simply should not be called upon to drive a 1000 miles a week but sadly that is what she was asked to do and she it without a single complaint.

2nd; After 10+ years driving EVs as my primary transportation, I had forgotten how inconvenient it is to stop for gas especially at the end of a 15 hour work day. It really SUCKS!

3rd; I just discovered (unfortunately) another financial benefit to leasing especially if you leased a late 2016 or 2017 LEAF with very high incentives and discounts.  More on that in a later blog as I finalize that story!

On to the stats!  The LEAF went 1055.3 miles in an abbreviated month finishing with 29,413.8 miles.  As always the stats bounced around a bit based on how much recent fast charging was done so I would say she finished with  ahr of 81.2ish,  SOH of 100% and Hx of about 98%.  Cost to charge was $11.84 or 1.1 cents per mile.  Due to the extensive driving, a lot of public charging was required which drove down the cost.  She died with roughly a 75% charge as I had just gotten a 15 min QC boost from Tacoma Mall a mere mile from the murder scene.

The Corolla's; (notice the plural?)  My original intent was to not rent a car and apply to the liable party to reimburse me something for not renting. This I did with my 2004 Prius settlement and was reimbursed slightly more than half of the best possible rental rate available. Not full value but better than nothing but as mentioned above, the accident happened in the middle of our busiest season. In a mere 8 days,  the  Grandfather Corolla went 1197.7 miles costing $99.05 or 7.9 cents per mile during a period in which Costco Gas went from $2.559 to $2.759.

"Kid" Corolla went 729.7 miles costing $61.01  or 8.2 cents per mile.  That brings the gasser total to $160.06 or roughly what I gas in about 6 months!

Side note; My Corolla has just past the miles I drove in a year on my LEAF (26,100.2 miles) with the odometer marking 26,127.9 miles and it only took "barely" over 5 years to do it! 

TCO Note; My Corolla, despite gas prices as low as $1.799 on February 29th, 2016, costs $1749.53 to travel that 26,127.9 miles.   My LEAF cost me  $254.16 to travel the 16,100.2 but that included a LOT of help from NCTC.    Without NCTC and relying on home charging only, it would have been at least $573.89.  Due to the amount of driving, I would likely be doing at least 40-75% at tier two rates which are higher... 

I had fully expected to report mileage from my 2018 LEAF but that has not happened yet. Hopefully soon. If I continue this gasser thing for much longer, I may need to take out a payday loan! 😬

Wednesday, January 31, 2018

Insurance, Leasing, and Valuation; The Near Final Chapter Of My 2016 S30

Previously I posted my car was worth $14,000 at least according to my insurance company. Well the financial process is just about settled with only ongoing costs (car rental) and collision deductible not reimbursed. Well the math doesn't work out so either;

1) My LEAF is worth about $1400 more than they said

2)My insurance company was able to negotiate a lower settlement with NMAC.

Whatever the reason, one thing is very clear;

Ray; I simply did not thank you enough for the great deal you gave me on my LEAF!

Finally; for those of you who put down payments on lease LEAFs and are afraid you would lose all of that if you had an accident early in the lease, realize despite what the NMAC policy appears to say; its all about what your insurance company will do for you. On my 2011, I put down a VERY large down payment to reduce rent charges and was told I made a mistake. But as I mentioned, I asked my insurance company how they would handle a loss before I did it and 7 years later, they did EXACTLY what they said they would do.

All of this is quite a surprise to me. I figured I might get a few hundred or so based on the current balance of the lease


After all, I still had 22 of 35 payments left on a zero down lease. I couldn't possibly be that far ahead, right?


So my insurance company sends me the evaluation based likely on a bunch of degraded California cars which kinda depressed me especially when thinking if they would have read my battery degradation rants, the mighta gotten a few hundred more! And now that few hundred is coming directly out of my pocket!


What is not shown is a "small" deduction based on what they say is "excessive" mileage. I have no idea how they came up with that claim! I averaged less than 68 miles per day! I thought about mentioning the monthly average mileage but THAT did seem a bit high...

But anyway, do the math. Does anyone come up with a figure other than $177.55? Sooooo, THIS!



It has always been my knee jerk reaction that insurance companies only cared about their wallet. Little did I realize how beneficial it was for me to be on their side against the opposition!

So how did this "creative" math come about? Recently someone was asking whether NMAC was dealing on lease buyouts. Is this the result? Can I. the lowly consumer have negotiated this discount?

Interesting....

Stay tuned for the final chapter on my 2016 S30 for the final eulogy. I haven't got a title for it but thinking about "How to lease a LEAF for MUCH less than $100 a Month"

One final and VERY important note; Now that Farmer's has a LEAF they don't want to keep. Watch out for auction listings. I am still owed the collision deductible plus rental car reimbursement which will come from liable party or from proceeds of the auction; which ever comes first. So bid high because Daddy needs a new LEAF!! 😊

***EDIT**


A few people have asked why I let my insurance company handle the claim paying the $1000 deductible and car rental out of pocket (discounted thru Farmers) and my response;

I did it because Farmer's would have completed the claim much quicker reducing the amount paid to NMAC and getting me "some" money right away. As seen, I have already started getting money but if I had filed a claim against the liable party's insurance company, I would still be waiting for my first dime.

I also have full faith that the money will all come back to me and whether it takes a few more weeks or a few more months, it does not matter to me. I don't need it to replace the LEAF so its not a hardship to me to wait. FYI; On my 2004 Prius, it took over two months to get a settlement check from the other party's insurance company and this is despite the fact the other party accepted full liability immediately.


**EDIT** (again!)

Just got word from my dealer that earliest deliveries of the 2018 are not happening before Feb 12th so hopefully I will be celebrating Lincoln's Birthday AND a new addition to the family!

**EDIT**

The final chapter will be in a separate blog but just talked to adjusters from the other two insurance companies involved and both are claiming a likely quick settlement based on corroborating witness statements from bystanders and the other two drivers along with a police report assigning zero blame to me, 12% to the car that hit me and 88% to the motorcyclist. So should have another check for $1280.88 for my $1000 deductible and car rental expense within "5-15 business days"

Monday, January 22, 2018

She Gave All

On Friday about 5:15 PM I was on my home leaving the office and headed down 54th St South to Tacoma Mall Blvd to get onto I-5.  There are 3 westbound lanes and I needed to get into the center lane to get on the I-5 ramp SB.  As it always is, the traffic in the center and left lanes were backed up several blocks north past me while the right lane was nearly empty.

This where I was on 54th St. Picture is facing west. The cars you see are 
in the center  left turn lane to enter I-5 SB. 



 The plan was when the light turned a block south of me and traffic started to move, I would see if anyone would let me in. So I was staring at the light and happened to turn and look to my left and there was a car headed right at me doing at least 40 mph. My first reaction was punch it and get out of his way, right?  But since I wasn't driving the new Roadster...

A half second later after traveling about 15-20 feet sideways, I was now on the rocks you see in the picture above with the car that hit me had rotated and was parallel to me. My face was literally 2 feet away from the face of the other driver.


Apparently, there was a motorcyclist headed NB on Tacoma Mall Blvd who turned left onto 54th St in front of the car that hit me and he swerved to miss the motorcyclist (who had his rumored to be 3 YO Daughter on the back) to hit me.   Now this wasn't the first time I had seen an accident caused by someone turning left here and it wouldn't be the last one either...

Well, I couldn't open the driver's door (not enough room anyway) so I crawled out the passenger side and quickly found out why I hadn't moved farther. Looks like the sidewalk won this battle.




Now I have heard stories about adrenalin taking over and masking the pain of injuries and all that but I felt fine. The front airbags, well known for causing as many injuries as the deaths they prevent, did not deploy. All the side bags did but other than a "busy 4th of July" smell, they did not hurt me at all. I have to guess the curtain bag prevented my noggin from ricocheting off the window so I am grateful for that but to be honest with you, it happened so fast, I am not sure what my head touched or didn't touch. 
\
Either way, the car was not drivable so I called a tow truck driver and guess what? The same guy who had towed me to Puyallup Nissan a few weeks ago to get my PDM replaced, took the call but guessing, he is wishing he hadn't. 

From our previous conversation, I know he lives down Highway 512 towards Puyallup so he approached the accident scene headed NB on Tacoma Mall Blvd to make that left turn and...

BAM! he hit a car!  Two accidents caused by people turning left in less than an hour!

Well, I had the LEAF towed to a collision shop in Lacey a few miles from my house mostly so I could take pix in the day time and double check to make sure I had not left anything in there and I have to say by the light of day, I realized that I was VERY lucky.  It could have gone real bad.  I am certain had I been in my Corolla, I would not have fared nearly as well.




This could be a problem with our rainy Winters!

No, the rear wheel isn't supposed to turn!

Sadly, she came up just short of 30,000 miles and I was so proud of the fact that she didn't even have as much as a door ding!  

But how did I fare so well? I was hit pretty hard but then I realized that in order to protect and  support the battery pack, extra bracing worked to protect passengers inside the box the battery pack lay under.  Despite being shoved sideways up over the sidewalk, trashing the wheel, etc., the cabin was completely intact. I was not even close to being in real danger. 



Looks bad doesn't it? Especially when one is sitting a few inches on the other side but


None of the impact is visible from the inside of the door. None.  And before you say it, I am not "that" much of a slob. All that white powder came from the side air bags and a total of 6 deployed; 2 on each side in the front plus the two curtain bags in the back. 

 The lower one came from the side of the seat while the other one drops down from the headliner




I can't even been to express how grateful I am that my LEAF gave all so I could be here. Its been 72 hours now and I am still not feeling any aches or pains and tossed in a 9½ hour workday yesterday and a 13 hour work day today. 

Her final epitaph;

29,412 miles,  Ahr; 82.34, SOH; 100%, Hx 97.51%,  257 QCs,  263 L2's.